Find your money leaks before they find you.
The average household has £312 of forgotten subscriptions and £640 of small-ticket leaks per year. These playbooks help you recover them in under two hours - with no budgeting, no spreadsheets, and no guilt.
Find money leaks in your bank statement
Anyone who's never sat down with 90 days of statements and a highlighter
The average UK adult loses £312 a year to forgotten subscriptions and £640 a year to 'small' impulse charges that round invisibly into the £5-£12 band. The fix isn't budgeting - budgets fail because they're predictions.
How to find and cancel subscriptions you forgot about
Anyone who's been billed for something they thought they cancelled
The 2026 subscription economy is engineered to be hard to leave. The average household has 12.4 active subscriptions and is conscious of 7.
How to save £100 a month without budgeting
People who don't want a budget - they want a one-time fix that compounds
£100/month - £1,200/year - is the biggest 'no-pain' saving most households can make in 2026 without changing their lifestyle. It comes from three places: forgotten subscriptions, mis-priced utilities, and unused-but-paid services.
The 12-minute bank statement audit
Anyone who's avoided opening their statement for a while
If 'where does my money actually go?' is the question keeping you up at night, this 12-minute audit answers it with no judgement and no spreadsheet. You'll know within a quarter of an hour where you stand, where the leak is, and what one change matters most..
Rebid your energy and broadband in 30 minutes
Anyone on a default tariff, an out-of-contract broadband deal, or a mobile contract older than 18 months
The single highest hourly-rate task in personal finance is rebidding utilities. UK households on default energy tariffs pay £180-£420/year more than equivalent fixed deals; out-of-contract broadband customers pay £8-£15/month over the loyalty discount price.
Stop the food-delivery leak without giving up takeaways
Anyone whose statement shows 8+ delivery transactions a month
Food delivery is the single biggest stealth-spend category for under-40 UK and US households. The median Uber Eats / Deliveroo / DoorDash user spends £180/month on delivery markups (service fee + delivery fee + price uplift vs in-restaurant).
Audit your streaming services in 8 minutes
Anyone with Netflix + Prime + Disney+ + Apple TV+ + Spotify + ...
The 2026 streaming bill for a typical UK household crossed £52/month - more than a typical broadband contract. Most of that spend is paying for services you forgot you subscribed to or swapped for newer ones without cancelling the old.
Stop impulse spending without willpower
Anyone whose statement is full of £5-£20 charges they can't remember
Willpower-based budgeting fails because impulse spending isn't a willpower problem - it's a friction problem. The fewer steps between 'thought' and 'paid', the more you'll buy.